You can get an online quote by filling out this short form

SMC offer a range of finance options and cover plans. We are an approved Black Horse dealer meaning we can offer quality services to suit you and your bike.

Arranging the right finance for your motorcycle can be a minefield. There's so much choice out there and it's often difficult to know if you are getting value for money. So here's a few pages of just some of the many benefits of buying your bike from SMC and Black Horse Motorcycle Finance.

SMC deal directly with Black Horse motorcycle finance, so you don't have to wait for the cheque to clear. This means that you can take delivery of your motorcycle straight away. SMC use the latest electronic signature equipment, enabling us to complete the paperwork instantly.

It's simple, safe and convenient, so avoid delay and ride away today!

Remember to bring both parts of your driving license with you!

CLICK HERE TO OBTAIN A QUOTE ONLINE

Finance is available subject to status, to UK residents aged 18 years or over.
Indemnities may be required. Conditions may apply depending on credit score status.
Please call us on 0114 252 5454 for further details.

A Personal Loan from SMC Bikes could help you buy the bike you want!
If you have found the perfect bike but need to borrow the entire amount, a Personal Loan could be the answer.

How it works
Choose your new bike from SMC Bikes and choose to repay over one to five years.
Set your payments to suit your budget, borrow any amount from £1,000 to £25,000.

What you pay
You have no deposit to pay. Interest rates are fixed so you'll always know the amount of each payment. You pay the loan back over the chosen period

What are the customer benefits of a Personal Loan with SMC Bikes?
You can own your bike today with a loan amount varying depending on your credit score. You pay the loan back through regular payments over one to five years.
You can budget with confidence. Your regular repayments will always be the same throughout the agreement, giving you the reassurance you need.
Our documents are clearly written so you can be sure there are no hidden extras.
Ride away today. No wasted hours online ticking boxes, holding on the phone, or complicated paperwork. SMC Bikes arrange it all. You just check the paperwork, sign on the dotted line and ride away. CLICK HERE TO OBTAIN A QUOTE ONLINE

Finance is available subject to status, to UK residents aged 18 years or over.
Indemnities may be required. Conditions may apply depending on credit score status.
Please call us on 0114 252 5454 for further details.

Hire Purchase could help you buy the motorbike you want whilst spreading the cost.

How it works
Choose your new bike from SMC Bikes. (Used bikes up to ten years old can also qualify.)
Choose to repay over one to five years.
Set your payments to suit your budget, borrow any amount from £1,500 to £25,000.

What you pay
You pay a deposit on the bike.
Interest rates are fixed so you'll always know the amount of each payment until the bike is yours.
You pay over the chosen period. After the last payment you own the bike outright.

What are the benefits of Hire Purchase?
The choice is yours. You can choose any new or used motorbike you want that's up to ten years old, and you choose how long you want to make regular payments, from one to five years.

You can budget with confidence. Your regular repayments will always be the same throughout the agreement, giving you the reassurance you need. Our documents are clearly written so you can be sure there are no hidden extras.

Ride away today. No wasted hours online ticking boxes, holding on the phone, or complicated paperwork. SMC Bikes will arrange it all. You just check the paperwork, sign on the dotted line and ride away. CLICK HERE TO OBTAIN A QUOTE ONLINE

Finance is available subject to status, to UK residents aged 18 years or over.
Indemnities may be required. Conditions may apply depending on credit score status.
Please call us on 0114 252 5454 for further details.

PCP finance could help you ride a newer, better bike!

How it works
Choose your new bike. (Used motorbikes up to three years old can also qualify.)
Set your maximum annual mileage.
Choose to repay over two or three years.
Choose your end of agreement option.

What you pay
You pay a deposit on the bike.
We agree a Guaranteed Future Value of the bike
You pay over the chosen period.
At the end of the agreement, you have three options:
Part exchange the bike for a new one, subject to payment of your outstanding finance
Return the bike to SMC Bikes, as long as the bike is in good condition, the mileage is within the agreed limit, and all the payments have been made
Pay the outstanding finance and own the bike outright.

You can budget with confidence. Interest rates are fixed for the term of your loan, so your regular repayments will always be the same throughout the agreement.

Our documents are clearly written so you can be sure there are no hidden extras. Ride away today. No wasted hours online ticking boxes, holding on the phone, or complicated paperwork. SMC Bikes arrange it all. CLICK HERE TO OBTAIN A QUOTE ONLINE

Finance is available subject to status, to UK residents aged 18 years or over.
Indemnities may be required. Conditions may apply depending on credit score status.
Please call us on 0114 252 5454 for further details.

Protect your vehicle

GAP Insurance could help protect you during the term of your finance agreement.

What is GAP Insurance?
If your bike is written off as a total loss through an accident, fire or theft, most insurance companies would only pay the market value of the vehicle at the time of write-off, and not the retail price you bought it for.

For example, if a bike costing £6,995 was written off after 12 months, most insurance companies would pay out the market value at the time of write-off, which might only be £5,250. If you wanted to then replace your bike with one of similar value, you would have to find the difference.

Or, if you had taken out finance to spread the cost of paying for your bike, then you could find that the amount received from your insurance company was less than the amount you still owed on your finance agreement.

In either event, you could be out of pocket, this is where Black Horse Motor Finance Gap Insurance could help you.

Speak to SMC Bikes about whether GAP insurance is right for you.
GAP Insurance is quick and simple to arrange and provides peace of mind.

Finance is available subject to status, to UK residents aged 18 years or over.
Indemnities may be required. Conditions may apply depending on credit score status.
Please call us on 0114 252 5454 for further details.

BANK RATE COMPARISON

Monthly payments are based on 36 monthly payments, borrowing £4500. Only BIKERLOAN guarantees the rate before you apply! All the others 'depend on your circumstances'
Figures correct as of October 2011.

Bank and Direct lenders rates, Borrowing £2500 - £4999

SMC BIKERLOAN Bank of Scotland Direct Line Halifax M and S Tesco Nat West (Customers only)

£4500 = £153.73 per month £4500 = £175.09 per month No new applications £4500 = £175.09 per month £4500 = £161.73 per month £4500 = £155.41 per month £4500 = £157.45 per month

14.9% APR 22.9% APR N/A 22.9% APR 16.9% APR 15.8% APR 16.8% APR

Finance is available subject to status, to UK residents aged 18 years or over.
Indemnities may be required. Conditions may apply depending on credit score status.
Please call us on 0114 252 5454 for further details.